Forty Grand has been built to deliver Digital Innovation for Community Banks by utilizing methods and frameworks built from years of experience in delivering Digital Innovation for banks of all sizes.


Forty Grand’s PAID framework allows us to work with any bank regardless of how far along they are in their Digital journey. We understand the challenges of innovating within a regulated entity that is under margin pressure as well as pressure to grow.


Forty Grand’s FAST Architecture is designed to balance a bank’s current systems including its’ core along with the best of breed in each Fintech category selected for Digital Innovation. The FAST architecture is focused on solving specific customer problems.

Picking best of breed Fintechs to combine with legacy functionality for one of a kind customer solutions.

A bank must be independent from monolithic providers that require an inelastic system architecture or contract.

Based on solving specific pain points that deliver clear benefits for customers and employees alike.

Utilizing Agile principles to build, test and iterate quickly with timely launches as the outcome.


Forty Grand is uniquely qualified to Source | Evaluate | Curate | Engage & Certify Fintech Startups for inclusion in Forty Grand’s Mentor Community Program.

The best innovation in Financial Services is being driven by the Fintech startup community and Forty Grand recognizes the value of this resource. Further Forty Grand realizes it takes a lot of curation to find the best of the Fintech startups ready to engage and deliver value for a community bank.

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